Microloans or peer-to-peer lending is a new alternative to going to credit cards and banks for loans. Real people can see your real circumstances. Some people are able to pay off p.ayday loans with BEYOND astronomical rates. Others start businesses, fix their cars, renovate their homes, consolidate current debts, etc. Any United States adult with a credit score 520 or above, can create a listing for a loan. Many lenders (the individuals), bid personal funds to fund a loan. Prosper makes the loan, and assigns a collection agency in case of problems. If you are not in the United States, there are

This is for the folks out there who have ripped their music collection but can't bear to throw their vinyl out. Like me. Fit a battery in this VW Camper Van, place its needle on the record, watch it race round the grooves, and think, "Jeez, the sound quality on this is abysmal". Well, what do you expect? Two other reasons why I won't be buying it: The Swarovski-studded model costs $487 and it only plays 33RPM.