Paying downt debt is an art. When you are stuck with high interest rates and you are making minimum payments, you can pay and pay and it might take you 40 years to pay off an 8,000 debt when paying minimum payment. Pay more than minimum payments.To decide what debt to pay off, of course, you try to pay the most pressing one down first, however check your credit card payments as to what has the highest interest rate and tackle that one first. Double the payment or move it to a different credit card.If you have one at 9% interest rate, you would not try to pay off that credit card as fast as you























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