FINANCE

Question by : Can i get a mortgage with bad credit and ccj history? i have bad credit and have had a ccj within the last 12months will i ever be accepted for a mortgage? Best answer: Answer by quyen The way reputable mortgage companies are handling loans right now, I would doubt it. If your credit score is at least 700, then perhaps you could get a mortgage from a lender online. However, due to the recent mortgage crisis, many of the criteria that were used in the past few years to qualify...

Question by : Can I get a discount on car leasing if I lease frequently? A friend told me that if i leased cars alot then I could become something like a “preferred leaser” and they would lease cars to me for alot cheaper. Im just wondering if this is true or not. -Dave. Best answer: Answer by Uncle Bo Cheaper than what? Leasing is just depreciation plus interest. A pretty simple math equation. All depends on the terms of the lease and what car is being leased. A “preferred lessor” sounds...

Question by amnesia_40 : Which home loan to use for tenant-occupied property? There’s a condo I’d like to purchase which is already tenant occupied. The tenant just recently occupied and has a one year lease. Most loans i’ve researched (FHA, VA) requires you to be a primary resident for at least a year. So I have to scratch that idea of getting those loans. Anyone know which loan to pursue knowing property is already tenant occupied? Thanks! Best answer: Answer by Real Estate Guy sure, they...

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Question by triplesixkoe : Is it more difficult to buy a house rather than financing a new car? I know you have to have good credit to buy a new car, and the interest rates are always high if your credit sucks. But what about buying a home? When you get a mortgage for a house how much does your credit score effect your mortgage rate compared to a car? Would you say its easy or difficult to buy a house in general with bad credit. Best answer: Answer by CALIFORNIA GOLD Credit is very loose...

Question by Hopeless Contradictions : Complicated Bankruptcy/Real Estate Question…? Last July (2007) my boyfriend of 2+ years and I bought a home together in Minnesota. In December, we decided to end the relationship. My ex had a LOT of accounts in collections (it was amazing that we were able to buy the home to begin with) and he was being served with court summons once a week. After we broke up, he decided to declare bankruptcy on all of his credit card debt. I said that I was fine with...

Question by : what jobs in finance can i get with an international business degree? i just graduated with a bachelors in international business and im interested in going into finance. what jobs should i be looking for in the finance field? Best answer: Answer by ibu guru Banking with an international bank is one possibility. You start at the bottom and work your way up, albeit on a management training track. However, you do not have an MBA, so you have a big problem and most managerial,...

Question by Grant M : How do I file my taxes for the 2008 tax year? I need to file my taxes for LAST year, 2008. Both Federal and for the State of New Jersey. How do I do this? Also, I didn’t make very much, is there any sort of stimulus I would be entitled to? Best answer: Answer by tro the only stimulus was in 2007 and anything that was not paid for that year was made up in 2008 that year it was $ 600 and if you didn’t get that much, the correction of the amount was made up in 2008 whether...

Question by ♥Babyboy due 3/23/10!! : Do all internet payday loans require you to have direct deposit? I know payday loans aren’t a good way to go but my credit isn’t that good & I only need $ 200. So I dont want to take out a huge loan from a big company. I have a checking account-but my job doesnt offer direct deposit. So I just get a paper check every 2 weeks. Best answer: Answer by src50 Do NOT get a payday loan!!!!!!! Give your answer to this question below!

Car insurance for a driver is must in all states in United States and every state has their own car insurance laws and you are supposed to abide by the law of the land. Although in majority of the states, the premium amount for car insurance is very high and therefore for getting an affordable…

Question by Christian101 : How do I e-file taxes without a commercial middle man? Is there a way to e-file taxes through the IRS website or do I HAVE to have a commercial software program? The IRS website on e-filing is extremely confusing on this. I don’t know where to go or start and I don’t have commercial tax software. Best answer: Answer by Amy Here’s the starting point to fill out the forms online: http://www.irs.gov/efile/article/0,,id=237156,00.html It links to a third-party site –...

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Question by Fred R : which is more difficult to do and less of risk, stocks or currency trading? my friend went to a 1 hour workshop to learn this, was he scammed on to believe that its so easy to do this? Best answer: Answer by InspectorBudget Currency trading is extremely risky. Far more risky than stocks. The main reason is that all currency trades use leverage – like options, where a small amount controls a big amount. So you can make many times your investment – or lose many times your...

Question by Ace boon coon : What are the prime documents needed to file Chapter 7 Bankruptcy yourself? When filing Chapter 7 Bankruptcy yourself…. I understand some documents can be filed within 2 weeks. However just to get started itnitially …What are the prime documents needed to file Chapter 7 Bankruptcy yourself in MD? Is there a particular order the documents are suppose to go in? Best answer: Answer by rpg The Federal District of Maryland bankruptcy court has an extensive website with...